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Retirement Planning Basics

Fitness Is Number One–The Rest Is Just Numbers

008Wall Street Journal reporter Glenn Ruffenach’s recent piece on retirement planning really hit home.  In my many years working as a physical therapist, I have determined that the most important aspect of retirement planning is the maintenance or improvement of mobility, strength, and endurance as you get older.  I have treated hundreds of people that have done a great job of preparing themselves financially, but their fitness is so impaired that they are unable to enjoy any aspect of their retirement years.  Physical limitations prevent them from traveling and being active with family and friends.  Their retirement savings are devoured by the cost of life long medications, doctor bills, and medical tests.  Sadly, many of them do not live long enough to enjoy spending the savings they amassed with a lifetime of labor.

Please take the time to read, *The Biggest Mistake People Make Nearing Retirement.  It is never to late to start planning for your fitness future. View the article here: http://www.wsj.com/articles/the-biggest-mistake-people-make-nearing-retirement-1477274941

*Wall Street Journal, Glenn Ruffenach, October 25, 2016, The Biggest Mistake People Make Nearing Retirement.

_Michael S. O’Hara, PT, OCS, CSCS_

group_ex_classAs the cost of everything related to health care continues to rise, it is becoming more important that we stay fit and healthy to avoid bigger medical bills.  Gretchen Reynolds wrote an excellent article on this subject in the September 7th issue of The New York Times.  The research she discusses reveals an associated savings of over $2,500.00 a year with 30 minutes of walking, five days a week.  One way or the other, we are all going to spend time and money on our health.  The proactive approach of investing in fitness is infinitely better than reactive medical tests, medications, surgery, and physical therapy. Read the article here: http://www.nytimes.com/2016/09/07/well/move/whats-the-value-of-exercise-2500.html?rref=collection%2Fbyline%2Fgretchen-reynolds&action=click&contentCollection=undefined&region=stream&module=stream_unit&version=latest&contentPlacement=4&pgtype=collection&_r=0

-Michael S. O’Hara, P.T., OCS, CSCS

*Gretchen Reynolds, September 7, 2016, The New York Times, “What’s the Value of Exercise?”

This past week, I evaluated two patients with pain and mobility problems that were the result of osteoporosis related fractures. One patient fractured a lower leg bone lifting a wheelbarrow and the other sone_way_or_otheruffered two lumbar compression fractures from a ride in an all terrain vehicle. These patients are both in their early sixties and four months post injury. They report significant pain and apprehension about suffering another fracture. They have difficulty with simple daily tasks, such as getting in and out of the car, climbing stairs and walking community distances. The compression fracture patient is taking pain meds twice and day and the lower extremity fracture patient uses a cane to walk.

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